Photo of woman
Costs & Financing

Invest in your dream of owning a business

When you invest in an All About Kids childcare franchise, you are investing in freedom. You’ll be your own boss, with the freedom to set your own hours and hire your own staff. You’ll be investing in a proven business model with the mission of caring for and educating children.

Photo of All About Kids exterior

Financing

The minimum capital requirements for a franchisee are $150,000 in liquid capital and a net worth minimum of $500,000.

Depending on available cash and net worth, you have the option to lease or purchase the land and building where your All About Kids center will operate. The All About Kids corporate team will help you explore leasing and purchasing options, as well as financing through conventional bank or Small Business Administration (SBA) loans. In addition to the land, opening a daycare franchise includes costs for furniture, equipment, security systems, payroll, utilities, and other essentials.

Lease

When leasing the land and building for your All About Kids Childcare and Learning Center, you will need to finance equipment, build-out, and operating funds. The most common way to finance is through the Small Business Association (SBA) 7(a) program.

  • The SBA 7(a) program requires a 20 percent cash injection (down payment).
  • Some leases may have the option to purchase the land and building at a future date.
  • We recommend having a line of credit (LOC) loan for approximately $200,000 to cover operating expenses.

Purchase

When purchasing the real estate, building, and equipment, the most common approach to financing is to use the Small Business Association (SBA) 504 finance program.

  • A 15 percent cash injection (down payment) is required on the total amount of the project.
  • Additionally, you may need to obtain operating funds to cover expenses until the business is cash flowing. We recommend having a line of credit (LOC) loan for approximately $200,000 to cover operating expenses.

What Franchise Owners are Saying